The First and Still the Best

In the 1950s, AFCO and CAFO were among the very first companies to offer premium financing in North America. Half a century later, the depth and breadth of our experience remains unmatched.

AFCO CAFO also set the industry standard for innovative premium finance products and services. These include unsecured lending, retrospectively-rated premiums, financing of audits, and aggressive payment plans.

We Work Your Way

High tech or high touch?
AFCO CAFO has the ability to service large, multifaceted accounts and middle-market customers with focused attention and expertise. Smaller accounts are processed efficiently by Prime Rate Premium Finance Corp.

We offer comprehensive, time-tested solutions when quick action is essential. But we are known for our customized, unique programs to meet unusual and complex financing challenges.

Our experienced underwriting and legal teams can offer a broad range of solutions to meet changing cash flow needs, including:

• special payment plans to meet seasonal cash flow needs
• financing for insolvent insureds
• reduced interest rates on financing for municipalities and other governmental entities, where permitted
• pre-approved credit on renewal accounts,
• financing of unsecured exposure for creditworthy clients

Fast. Efficient. Flexible.

Our account administration expertise improves receivables management with reliable funding dates and streamlined office procedures.

Prompt, accurate quotes and rapid credit approvals are assured.

Collection activities and bad debt expenses are reduced.

Liberal cancellation philosophy helps keep accounts in force.