Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons AFCO Premium Finance chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does AFCO Premium Finance share?||Can you limit this sharing?|
|For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus; or as permitted by law||Yes||No|
|For our marketing purposes— to offer our products and services to you||No||We don't share.|
|For joint marketing with other financial companies||No||We don't share.|
|For our affiliates’ everyday business purposes—information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes—information about your creditworthiness||No||We don't share.|
|For our affiliates to market to you||No||We don't share.|
|For nonaffiliates to market to you||No||We don't share.|
|Who is providing this notice?||
AFCO Credit Corporation
|How does AFCO Premium Finance protect my personal information?||
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
|How does AFCO Premium Finance collect my personal information?||
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?||
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
|What happens when I limit sharing for an account I hold jointly with someone else.||Your choices will apply to everyone on your account.|
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|You may have other privacy protections under some state laws. We will comply with applicable state laws as to information about you.||